Financing Options
Get your dream rig now, pay later.
At Compulsion Tech the best PC for your needs shouldn't be limited by what's in your bank account today. We've teamed up with six trusted finance providers to give you flexible ways to spread the cost of your build, peripherals or workstation gear — from short-term Buy Now Pay Later, to long-term 0% Interest Free plans, to business leasing.
Compare at a glance
Tap any card to jump to full details
*Lending criteria, T&Cs and fees apply. Provider details below.
Which option is right for me?
A quick guide to picking the right plan for your purchase
Smaller purchases, paid off fast
Buying peripherals, a monitor or a sub-$2K build? Split the cost into four interest-free payments over six weeks.
→ Try AfterpayA premium PC, zero interest
Spreading a $1K – $5K build over 12+ months? Long-term Interest Free plans on the Gem Visa, Q-Card or NOW Rewards keep total cost the same.
→ Gem Visa · Q-Card · NOW RewardsBusiness workstation or fleet
Buying for a business and want to preserve cash flow plus claim GST off each payment? Lease the gear over 36+ months.
→ RICOH Business LeaseHow it works
Pick your provider
Use the comparison above to choose the plan that suits your purchase size and budget.
Apply with the provider
Click through to apply on the provider's website. Most decisions are instant.
Check out with us
Once approved, select your finance option at checkout or get in touch for longer-term plans.
Our financing partners
Full details on each provider
Retail Finance · Up to 48 months
Finance Now
Get your hands on the latest tech sooner with tailored retail finance from Finance Now. Apply online to get pre-qualified, then choose a term up to 48 months to align with your budget — no deposit required*.
Best suited to customers who want flexibility on term length and don't need an interest-free plan.
*Approval is subject to Finance Now's normal lending criteria. Loan Terms and Conditions, interest rates and fees apply. Visit financenow.co.nz for more information.
Apply with Finance Now
Credit Card · 12 months 0% Interest Free
NOW Rewards Visa
Shop at Compulsion Tech with your NOW Rewards Visa and enjoy 12 months 0% Interest Free on eligible purchases while you earn NOW Dollars on every Visa spend*.
Longer Interest Free plans may also be available — contact us to arrange this payment method at checkout.
Terms & Conditions · Rates & Fees
Apply for NOW Rewards Visa
Credit Card · 0% Interest Free
Gem Visa credit card
12 Months Interest Free Plan*
Available on a Gem Visa credit card. Minimum purchase $250. Minimum monthly payments required. Lending criteria, T&Cs & fees apply incl. $55 establishment fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after Interest Free term ends.
Buy now and pay later on purchases over $250 with a Gem Visa credit card. The 12-month Interest Free plan is available directly through our checkout. Longer 18, 24 and 36 month Interest Free terms may be available — please send us a message below to discuss.
For a Gem Visa credit card.
Apply for a Gem Visa credit cardView full Gem Visa terms & minimum purchase table
Minimum purchase by Interest Free term:
| Interest Free Plan term | Minimum purchase |
|---|---|
| Up to 12 months | $250 |
| 13 – 24 months | $500 |
| 25 – 36 months | $750 |
| 37 – 60 months | $1,250 |
*Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more) may not be sufficient to repay the purchase amount(s) during the Interest Free term. If you don't pay the full balance by the end of the Interest Free term, interest will be charged on the remaining amount at the standard rate (currently 29.49% p.a.).
Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.
Credit Card · 12 months 0% Interest Free
Q-Card Mastercard
Our partnership with Q-Card lets you enjoy a full 12 months of 0% interest on purchases over $1,000 — perfect for a mid-to-high-end build paid off over a year.
Apply online via the Q-Card website to get pre-approved.
Lending criteria, T&Cs and fees apply. See the Q-Card application page for full rates and terms.
Apply for a Q-Card
Buy Now Pay Later · 4 instalments
Afterpay
Afterpay's short-term Buy Now Pay Later is your ticket to hassle-free tech upgrades. Pay in 4 equal, interest-free instalments over 6 weeks, with a purchase limit of $2,000.
Best for peripherals, monitors, and smaller builds where you want to spread the cost over a couple of pay cycles. Select Afterpay at checkout — no separate application needed.
Learn more about Afterpay
Business Leasing · 36+ months
RICOH Financing
Buying for a business? Use RICOH Business Financing to spread the cost of your new equipment over 36 months or more. Flexible leasing options make it simple to upgrade your business's technology without compromising cash flow, and lease payments are typically GST-claimable each month.
Send us a message via the form below and we'll start the application process with you.
Visit RICOH Financial ServicesTalk to our team about your build
Have a question about which plan suits you, want to discuss longer Gem Visa terms (18, 24 or 36 months), or need help arranging a NOW Rewards long-term plan or RICOH business lease? Drop us a message below and one of our team will be in touch within one business day.
Finance Enquiry Form
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